Don't you just hate it when the phone rings and it is a telemarketer?  Well I do and today was no different except I decided I am going to try to catch one if I can.  Yes it is now my goal.  I know it sounds crazy but hey when I get a call like every other day from someone saying that is is my 2nd or 3rd final offer to lower my credit card interest.  Well I feel that this is just something that is annoying especially since I don't have any credit cards.  So where are they getting this info?  Who are they actually calling?  What are they phishing for?  These are just some of the questions that I have. 

So today when they called it gave me the option to press a button to speak to someone about this.  So I pressed the button and an operator came on the line asking me if I wanted to lower my rate.  I said who is this?  What company is this? and they hung up on me so fast.  So at that moment it became my mission to now find out.  So I am hoping the next time they call I will get some place further because this is my 2nd and final offer lol!!!